# ItPay

ItPay is the payment and trust layer for AI agents. Use ItPay to discover verified AI services, create protected checkout handoffs, track payment and fulfillment state, and receive paid results through entitlement-aware delivery.

## Canonical structure

- Product overview and explainers: https://itpay.ai
- Agent installer and activation: https://itpay.ai/#install
- Shell installer: https://app.itpay.ai/install.sh
- Claude plugin package: https://itpay.ai/plugins/itpay-claude.zip
- Standalone Skill package: https://itpay.ai/skills/itpay-mcp-buyer.zip
- Service marketplace and API surface: https://app.itpay.ai
- Marketplace catalog: https://app.itpay.ai/service/
- Agent discovery manifest: https://app.itpay.ai/.well-known/agents.json
- OpenAPI contract: https://app.itpay.ai/openapi.yaml
- Public catalog manifest: https://app.itpay.ai/v1/catalog/manifest

## Agent workflow

1. Start at https://app.itpay.ai/.well-known/agents.json for machine-readable actions.
2. Read https://app.itpay.ai/openapi.yaml before calling endpoints.
3. Fetch https://app.itpay.ai/v1/catalog/manifest and the referenced snapshot before selecting items.
4. Use ItPay checkout and service execution state; do not infer payment success.
5. Prefer the public remote MCP endpoint at https://app.itpay.ai/mcp. Use the CLI only as an optional local companion.

## Service pages

- [Payment Collection](https://app.itpay.ai/services/payment-collection/): Collect payments with a unified API across methods and regions, with ItPay protected checkout.
- [Payouts](https://app.itpay.ai/services/payouts/): Send payouts programmatically to users, partners, and merchants.
- [KYC / KYB Verification](https://app.itpay.ai/services/kyc-kyb/): Verify users and businesses to reduce fraud and meet compliance needs.
- [Fraud & Risk Scoring](https://app.itpay.ai/services/fraud-risk-scoring/): Real-time fraud scoring for payments and onboarding flows.
- [FX Rates](https://app.itpay.ai/services/fx-rates/): Live and historical FX rates for settlement and pricing.
- [Webhook Inspector](https://app.itpay.ai/services/webhook-inspector/): Debug webhooks with replay, signature verification, and delivery status.